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Insurance And Financing

We Put Your Needs First


Dental care is an important and ongoing investment in your dental, medical, and even mental health. Therefore, it’s our belief that financial concerns should not hinder you from obtaining care from our team. We understand that patients differ in their ability to meet their financial obligations, which is why we provide a variety of payment and financing options to put high-quality dental care within reach for you and your family. Our financial coordinator works closely with you to create a payment plan that fits within your budget. Tired of tooth pain? Feeling embarrassed about your flawed smile? Let’s discuss the possibilities that options including financing in Richmond, TX can bring you. To make that process easier, Sapphire Family Dentistry is now offering virtual consultations!

Dental Insurance


We proudly accept many types of dental insurance, including UnitedHealthcare, Delta Dental, Medicaid, Humana, MetLife, Aetna, and Cigna. Our financial coordinator will work with your dental insurance carrier to ensure you get the maximum benefit from your plan and will also submit all insurance claims on your behalf. Why worry about the headache of insurance when you’ve got a toothache?

Self-Payment Options


We accept a number of popular self-payment methods to help make a healthy, happy, fully functional smile possible for you.

  • Cash
  • Checks
  • Major credit cards

Third-Party Financing


CareCredit® is a healthcare credit card that makes dental treatment more accessible. Among the most popular third-party dental financing options, CareCredit helps you pay for elective treatments such as cosmetic procedures as well as other treatments not typically covered by dental insurance. With a CareCredit card, you can qualify for short-term and zero-interest payment plans for a specified number of months. For longer-term plans that pay for more costly treatments, CareCredit offers reasonable fixed monthly payments and competitive interest rates. CareCredit provides instant approval for most patients and does not charge an activation fee.

In-House Financing


We also offer an exclusive in-house financing plan to help you cover the cost of your treatment. This plan enables you to divide your payments over six months.